Mainshares partners with Alto IRA to enable retirement account investing in SMB opportunities
By Mainshares
Nov 12, 2024
Investors today can access private market SMB opportunities while capitalizing on the tax advantages of investing through their Traditional or Roth self-directed individual retirement account (IRA).
Benefits of investing with your IRA
By making an investment through your IRA, you can potentially bypass some of the capital gains taxes that you would normally have to pay if you invested outside of your tax-advantaged retirement account.
With your IRA, all investments made from within the account can grow tax-free (if using a Roth IRA) or tax-deferred (if using a Traditional IRA) until you reach age 59 ½.
Typically, investments made outside of your tax-advantaged retirement account are subject to capital gains tax — which for SMB deals is typically categorized as long-term capital gains and subject to a 15% or 20% tax, depending on your income and filing status.
Here’s a hypothetical example of the money you could save by investing in an Alto IRA account rather than outside of your account:
How to invest in your IRA with Mainshares
Investing with your IRA is seamless. Below, we’ll outline the steps you need to take in order to do this successfully. As always, you can contact our support team at support@mainshares.com with any questions.
Create an account if you don’t already have one.
Select an investment opportunity and begin the commitment process.
Indicate during the commitment process that you want to fund your commitment with your Alto IRA account.
Mainshares will reach out to you to facilitate the next steps for investing through your Alto IRA.
What you can expect from investing with Mainshares
Mainshares exists to fight for independent ownership, prosperous communities, and the future of America’s small business economy.
As part of this mission, we’re building the tools for aspiring owners and investors to transact, keeping the next generation of America’s small businesses in the hands of local owner-operators.
We’ll continue to release new features and tools to streamline your transaction processes, manage your portfolio, and invest confidently in issuers on Mainshares.
Information posted on this page is not intended to be, and should not be construed as tax, legal, investment or accounting advice. You should consult your own tax, legal, investment and accounting advisors before engaging in any transaction.
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